Skyone federal credit union credit card
Credit Cards
2008.09.14 19:08 Credit Cards
A subreddit for discussing any aspect of credit cards. It is important to pay them in full and on time. Please ask questions and contribute to the knowledge surrounding credit cards.
2008.12.05 06:42 Credit Repair - Improve your credit, your score, and understand how to manage your credit
CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more.
2016.09.27 17:49 njaard First Tech Federal Credit Union
For things concerning First Tech Federal Credit Union. First Tech is a credit union based on the west coast with branches scattered around the US.
2023.06.07 21:51 TheButterMouse Stupid Ocky And His Stupid Number Stations
Stupid old Ocky banged on about number stations all day long. His monotone drawl repeated the same facts about how if you tune into certain frequencies on your radio, you can hear streams of numbers spewed out by clipped English voices. Sentences that make no sense. And most bizarrely enough, the tinkle of music that sounded like an ice cream van. All message ciphers for government agents.
This is true, and fascinating, but once you understand the meaning behind such bizarre phenomena, most people move on with their lives.
Not Ocky. Ocky had his basement crammed with tech that buzzed with static. His jumpers may have had holes at the elbows, and his trousers did not reach his ankles, but he showed off new pieces of kit every week.
Stupid old Ocky. Always good fun though. After a few pints a story about North Korean shortwave signals was a good laugh.
‘Tell us about the ice cream vans Ocky,’ We would say, and he would adjust his glasses, and tell us once again of spies, and their streams of numbers hidden in plain sight.
One night Ocky burst into the pub, holding printed sheets of paper.
He rambled about hours spent cracking codes. How his equipment had been worth the investment, and the debt on multiple credit cards. After all this time, he had a location. An exact spot in Scotland where his precious number station existed.
‘Who wants to come?’ He shouted.
We cheered, and raised our hands. This was like finding a unicorn after bullying someone for wearing a horn on their head.
Ocky’s one condition was we had to leave tonight.
Four pints of cider each made this a brilliant game. Since we lived in Devon, we pooled the money for petrol, and crammed into the back of Ocky’s Mum’s Peugeot. We left around eleven that evening, and sped down dark country roads and glowing motorways. We stopped once for hot drinks and toilet breaks. I remember Ocky’s hands shaking on the steering wheel, even though his coffee remained untouched.
Ocky’s instructions pointed to a spot on the top of a small hill. The closest road ended near some rusted fencing, but we found a gap large enough to squeeze through. We clambered up the gradient, slipping and sliding on the damp grass in our smart trainers. The alcohol had dropped to a pang of regret, and my bladder begged for relief. Ocky was close to receiving a beating.
But the rising sun revealed our prize. We gasped at the ice cream van with the radar antenna on top. The faded signage displaying the tariff, and different types of unknown flavours. The grinning man peering through a mucky window, the cones in both of his hands dripping with grey sludge. And the never ending dirge of ice cream tunes, both familiar, and a tune from hell.
What had Ocky got us into now?
submitted by TheButterMouse to shortscarystories [link] [comments]
This is true, and fascinating, but once you understand the meaning behind such bizarre phenomena, most people move on with their lives.
Not Ocky. Ocky had his basement crammed with tech that buzzed with static. His jumpers may have had holes at the elbows, and his trousers did not reach his ankles, but he showed off new pieces of kit every week.
Stupid old Ocky. Always good fun though. After a few pints a story about North Korean shortwave signals was a good laugh.
‘Tell us about the ice cream vans Ocky,’ We would say, and he would adjust his glasses, and tell us once again of spies, and their streams of numbers hidden in plain sight.
One night Ocky burst into the pub, holding printed sheets of paper.
He rambled about hours spent cracking codes. How his equipment had been worth the investment, and the debt on multiple credit cards. After all this time, he had a location. An exact spot in Scotland where his precious number station existed.
‘Who wants to come?’ He shouted.
We cheered, and raised our hands. This was like finding a unicorn after bullying someone for wearing a horn on their head.
Ocky’s one condition was we had to leave tonight.
Four pints of cider each made this a brilliant game. Since we lived in Devon, we pooled the money for petrol, and crammed into the back of Ocky’s Mum’s Peugeot. We left around eleven that evening, and sped down dark country roads and glowing motorways. We stopped once for hot drinks and toilet breaks. I remember Ocky’s hands shaking on the steering wheel, even though his coffee remained untouched.
Ocky’s instructions pointed to a spot on the top of a small hill. The closest road ended near some rusted fencing, but we found a gap large enough to squeeze through. We clambered up the gradient, slipping and sliding on the damp grass in our smart trainers. The alcohol had dropped to a pang of regret, and my bladder begged for relief. Ocky was close to receiving a beating.
But the rising sun revealed our prize. We gasped at the ice cream van with the radar antenna on top. The faded signage displaying the tariff, and different types of unknown flavours. The grinning man peering through a mucky window, the cones in both of his hands dripping with grey sludge. And the never ending dirge of ice cream tunes, both familiar, and a tune from hell.
What had Ocky got us into now?
2023.06.07 21:51 Professional_Jury229 Fee Waiver Appeal
I was denied a fee waiver due to my parent's income, though they do not pay for my undergrad (or soon-to-be graduate), any part of my law school testing, etc. They also said I have too much in my bank account (I have a little more than $800, lol). I am also unemployed as of February. However, I have seen other posts of people saying they were approved and making $30,000. So, of course, I appealed and submitted my taxes, my parent's taxes & bank statements (they required it, idk why) my bank statements for savings and checkings, my reoccurring bills (car insurance, credit card payments, gas money, medical bills, etc), a 3-page appeal letter, amazon textbook orders for spring classes, tuition payments, my last two paychecks before I resigned, my two-week notice (proof of unemployment), and a lot more. Fingers crossed they approve me, cause this process is so expensive and I truly cannot afford it all. Do y'all think it will get approved?
submitted by Professional_Jury229 to LSAT [link] [comments]
2023.06.07 21:50 Professional_Jury229 Denied Fee Waiver
I was denied a fee waiver due to my parent's income, though they do not pay for my undergrad (or soon-to-be graduate), any part of my law school testing, etc. They also said I have too much in my bank account (I have a little more than $800, lol). I am also unemployed as of February. However, I have seen other posts of people saying they were approved and making $30,000. So, of course, I appealed and submitted my taxes, my parent's taxes & bank statements (they required it, idk why) my bank statements for savings and checkings, my reoccurring bills (car insurance, credit card payments, gas money, medical bills, etc), a 3-page appeal letter, amazon textbook orders for spring classes, tuition payments, my last two paychecks before I resigned, my two-week notice (proof of unemployment), and a lot more. Fingers crossed they approve me, cause this process is so expensive and I truly cannot afford it all. Do y'all think it will get approved?
submitted by Professional_Jury229 to lawschooladmissions [link] [comments]
2023.06.07 21:50 This_One1_Guy Where can I find what type of LLC I created?
I created an LLC this year and. I’m trying to apply for a business credit card and the application asks what type of LLC I am, S or C. I looked at my original application form, certificate, and acknowledgment from my state but none say what type of LLC just that I am a LLC. Would this be something that the IRS would have and how do I request a copy of this document?
submitted by This_One1_Guy to smallbusiness [link] [comments]
2023.06.07 21:50 untoldbranches73838 Mother (89) can't cover monthly bills. Need advice.
My mother lived the high life, was a bad planner, is very entitled and now lives entirely on SS, which as of January, doesn’t cover meeting the minimum payments on her various bills so I have been sending.
Questions: What happens when someone pays less than the minimum payment required on a bill and how quickly do the credit card companies and mortgage banks send the account to a Collection agency? How fast does eviction happen after default? Here is the background- 1) She owns her current home but has a HELOC payment $850/ month 2) Plus in 2007, used current home as collateral to buy a lot nearby to build a bigger home. 3) Got a construction loan then ARM mortgage that later ballooned and became unaffordable so mortgage company foreclosed about 5years ago and then she sold this bigger house. 4) She moved back into original house, negotiated a payment schedule for that ARM, which has now increased to $980/month. 5) All this plus ccd bills, cable, phone, groceries. (No car) She was told that because of #2&3, she would loose her current house if she filed bankruptcy.,
She could move in with my brother but refuses (his place needs a lot of work). She lives in Florida. I live 3k miles away and didn’t factor supporting her in my retirement calculations.
Thanks.
submitted by untoldbranches73838 to personalfinance [link] [comments]
Questions: What happens when someone pays less than the minimum payment required on a bill and how quickly do the credit card companies and mortgage banks send the account to a Collection agency? How fast does eviction happen after default? Here is the background- 1) She owns her current home but has a HELOC payment $850/ month 2) Plus in 2007, used current home as collateral to buy a lot nearby to build a bigger home. 3) Got a construction loan then ARM mortgage that later ballooned and became unaffordable so mortgage company foreclosed about 5years ago and then she sold this bigger house. 4) She moved back into original house, negotiated a payment schedule for that ARM, which has now increased to $980/month. 5) All this plus ccd bills, cable, phone, groceries. (No car) She was told that because of #2&3, she would loose her current house if she filed bankruptcy.,
She could move in with my brother but refuses (his place needs a lot of work). She lives in Florida. I live 3k miles away and didn’t factor supporting her in my retirement calculations.
Thanks.
2023.06.07 21:49 franco0291 Get 90,000 MR points +200 credit when you apply for the AMEX Gold Card. Apply here!
submitted by franco0291 to referralcodes [link] [comments]2023.06.07 21:49 FlamboyantCursor Tim Hortons Is Launching A Credit Card & Here's What You Can Get For Free By Earning Points
 | submitted by FlamboyantCursor to Gemeente [link] [comments] |
2023.06.07 21:49 Ok-Owl3962 Qualifying for a Navy Federal Credit Union car loan as both a home owner and a renter at the same time with disability income and self employed income. Trans Union credit score 729
 | Hello, so I wanted to share my experience with you all on qualifying for a car loan with Navy Federal Credit Union. I’ll try to provide as much detail as possible. submitted by Ok-Owl3962 to NavyFederal [link] [comments] So I am a home owner but I put my home up for rent and I am renting an apartment now myself. I did this to save money and because my interest rate on my home is very low and I didn’t want to give up my home with such a low interest rate when I decided to move to a different state. My reported income which includes VA disability pay and self employment pay comes out to $57,900 tax free per year. When I applied for the car loan I didn’t report the extra income that I make for having my home on rent and I didn’t report my home loan payment under mortgage or rental payment on the application. I only reported my apartment rental payment since that’s where I’m currently living. They accepted the application and didn’t ask me any questions about the mortgage payment. I applied for a $40,000 loan with a $1,000 dollar down payment so I was approved for a total of $39,000 towards the purchase of my new vehicle. During the application process they asked me for a copy of my VA Disability pay award letter but they didn’t ask me for any paystubs for my self employment. They did however ask me for the most recent bank statement with my bank (Wells Fargo). It’s important to note that I have a checking account with NFCU but no direct deposit for any pay as of the writing of this post and they still approved my car loan. I became a member about 1 1/2 months ago and I don’t know what my internal score with NFCU is at the moment. I chose to get a 2023 Honda CRV Sport Hybrid. The dealer sold it to me at MSRP of $34,150 but with documentation fees, taxes, and registration fees the total jumped up to $38,211. I purchased the CRV with zero dealer add ons to the CRV so I feel like I got a decent deal on the vehicle. I decided to get a maintenance plan for oil changes and tire rotations from the dealer for $995 plus a paint and interior protection deal for $300 from the dealer. I also chose to get GAP insurance through Navy Federal which is much more affordable than getting it through the dealer. The flat fee that NFCU charges for GAP is $399 which was added on to the total price of the CRV with the maintenance plan and paint protection plan. After my down payment the total came out to $38,610.40 at a 6.04% interest rate for 72 months. I plan on paying down the car very aggressively and hopefully I can have it payed within 3 years at the most. I hope this helps anyone who is planning on applying for a car loan with NF and is in a similar situation as me. |
2023.06.07 21:48 NotVikkram Generations Gaming Store: Reliable or not?
Came across this store while looking for an adapter for the Nintendo switch. The product was delivered within a day and has been performing as expected. While on their site tho I came across a ps5 digital account for 5500 which had PlayStation plus extra on it. Seemed a bit too good to be true cause the actual price of it is 99 dollars per year which is about 28k. If anyone here has bought from them could you attest to their reliability. Don’t want to end up paying 5.5k just to get scammed and not heard back from. And is paying with a card on their site reliable as well, don’t want to be susceptible to a credit card scam as well.
submitted by NotVikkram to PakGamers [link] [comments]
2023.06.07 21:47 FlamboyantCursor Tim Hortons Is Launching A Credit Card & Here's What You Can Get For Free By Earning Points
| | submitted by FlamboyantCursor to Fambynt [link] [comments] |
2023.06.07 21:47 unsung_flor Tim Hortons Is Launching A Credit Card & Here's What You Can Get For Free By Earning Points
| | submitted by unsung_flor to Wiredsentr [link] [comments] |
2023.06.07 21:47 smartspider11 Amex business cards issue?
I got a prompt today to update my Amex login and now my business card shows up as "inactive". I see that there's this note under "edit login", but when I try choosing the business card option it gives me an error. Anyone else experiencing this? Any suggestions? Chat support was super unhelpful.
"Not finding the card you were expecting? Please go back and choose “American Express Business Credit Card (US)” for any business Amex card, or if you’re a Delegate user and Non-Account Holder authorized to link the accounts in Intuit products, you’ll need to choose the “American Express (Delegate)” listing when linking your account."
submitted by smartspider11 to mintuit [link] [comments]
"Not finding the card you were expecting? Please go back and choose “American Express Business Credit Card (US)” for any business Amex card, or if you’re a Delegate user and Non-Account Holder authorized to link the accounts in Intuit products, you’ll need to choose the “American Express (Delegate)” listing when linking your account."
2023.06.07 21:46 Alive-Scratch7907 Advice
I have a question outside the topic of this page. I hope you guys going to help if you have any experience in the matter. I have credit card debts because of the slow work these days, I could not pay them all at once or early. There are interest that are added and I wanted to get rid of that, so I applied for a new credit card that allows you to transfer money to it, but I do not know that work? Should I call them and request a transfer of money or what? Who should I call my old credit cards or the New credit card the " balance transfer ".
How long it's going take to transfer the money to my new credit card?
submitted by Alive-Scratch7907 to UberEATS [link] [comments]
How long it's going take to transfer the money to my new credit card?
2023.06.07 21:44 SSADNGM Glitch: PayPal Issue
FYI ...
In switching plans just now the charge didn't go through PayPal and I noticed in the Tutanota settings it had reversed to my original PayPal login (my old email address), which I changed immediately after signing up with Tutanota (my new tutanota email address).
I know it was changed immediately because the service provider was deleting it 10 days later and I no longer had access.
After my first bill (old email address login), I've paid 2 different invoices (new tutanota email address login), so I know it was changed in the Tutanota settings.
Glitch #1: Now with this bill it had reverted to my old email address
Glitch #2: Tutanota (Admin Settings > Payment > Payment method) would not let me change the email associated with my PayPal account
I was able to fix itby switching to my credit card, filling out all the information, saving it, and then choosing PayPal and going through the verification process so on that end, all's well.
submitted by SSADNGM to tutanota [link] [comments]
In switching plans just now the charge didn't go through PayPal and I noticed in the Tutanota settings it had reversed to my original PayPal login (my old email address), which I changed immediately after signing up with Tutanota (my new tutanota email address).
I know it was changed immediately because the service provider was deleting it 10 days later and I no longer had access.
After my first bill (old email address login), I've paid 2 different invoices (new tutanota email address login), so I know it was changed in the Tutanota settings.
Glitch #1: Now with this bill it had reverted to my old email address
Glitch #2: Tutanota (Admin Settings > Payment > Payment method) would not let me change the email associated with my PayPal account
I was able to fix itby switching to my credit card, filling out all the information, saving it, and then choosing PayPal and going through the verification process so on that end, all's well.
2023.06.07 21:43 Cool-Evidence822 I (20F) feel like i'm stuck in a toxic relationship with bf (26M) or being homeless
Basically the title. I (20F) have been with my bf (26M) for almost 2 years and I feel so trapped. We fight everyday and he's started drinking again and getting more angry. Over the past few months he's started throwing things when we fight and threatening to 'give me something to cry about' when I get upset thathe yells at me. He will yell at me to the point where I'm in tears and he will still keep going. I completely shut down during fights and he doesn't lay off.
We've lived together for almost as long as we've been together. I moved into his place the first month we started dating. He makes 90% of the money and I make a bit from small jobs to pay small bills but I don't have any savings and my credit card is completely maxxed out. Right now I have 0$ in my bank. I go to school full time and I was doing two unpaid internships this past school year, so I didn't work as much as I used to. I graduated 3 weeks ago with my B.S. and since then I've applied to every job I could find (even waitressing jobs) and I've heard nothing back.
I want to leave so badly I think about it everyday but if I did I'd be homeless. I don't have a car and everything is in his name. I have a part time job lined up starting in September, but right now I have nothing and I feel so trapped. I've tried to leave before and I know how he'll react if I tell him I want to leave. He freaks out and throws my stuff around. Then he'll kick me out with nothing. I can't have that happen I live in a bad city and I don't want to be homeless, even if it is temporary. I don't have any friends (literally no one to call or crash with) and I can't live with my family anymore. I feel so depressed and I don't know how to get out. I've lost weight, I don't want to eat, I've developed horrible body issues comparing myself to the girls he flirts with online, my credit has went down drastically since we've been dating, and I have nothing to my name except a degree I can't even get a job with.
submitted by Cool-Evidence822 to RelationshipAdviceNow [link] [comments]
We've lived together for almost as long as we've been together. I moved into his place the first month we started dating. He makes 90% of the money and I make a bit from small jobs to pay small bills but I don't have any savings and my credit card is completely maxxed out. Right now I have 0$ in my bank. I go to school full time and I was doing two unpaid internships this past school year, so I didn't work as much as I used to. I graduated 3 weeks ago with my B.S. and since then I've applied to every job I could find (even waitressing jobs) and I've heard nothing back.
I want to leave so badly I think about it everyday but if I did I'd be homeless. I don't have a car and everything is in his name. I have a part time job lined up starting in September, but right now I have nothing and I feel so trapped. I've tried to leave before and I know how he'll react if I tell him I want to leave. He freaks out and throws my stuff around. Then he'll kick me out with nothing. I can't have that happen I live in a bad city and I don't want to be homeless, even if it is temporary. I don't have any friends (literally no one to call or crash with) and I can't live with my family anymore. I feel so depressed and I don't know how to get out. I've lost weight, I don't want to eat, I've developed horrible body issues comparing myself to the girls he flirts with online, my credit has went down drastically since we've been dating, and I have nothing to my name except a degree I can't even get a job with.
2023.06.07 21:43 catwomanbae Canada Marriott Business Amex + USA Marriott Brilliant Amex HELP!
Hi Guys!
I simultaneously held a Canada Marriott Business Amex and a USA Marriott Brilliant Amex.
Will I enjoy the sweet perks of 15 nights' elite credit from my Canadian amex biz marriott card while also relishing the 25 nights' elite credit from my USA Marriott Brilliant Amex? If so, that is a grand total of 40 elite night credits per year.
Thank you!
submitted by catwomanbae to amex [link] [comments]
I simultaneously held a Canada Marriott Business Amex and a USA Marriott Brilliant Amex.
Will I enjoy the sweet perks of 15 nights' elite credit from my Canadian amex biz marriott card while also relishing the 25 nights' elite credit from my USA Marriott Brilliant Amex? If so, that is a grand total of 40 elite night credits per year.
Thank you!
2023.06.07 21:42 unsung_flor Tim Hortons Is Launching A Credit Card & Here's What You Can Get For Free By Earning Points
| | submitted by unsung_flor to LoveIsBliend [link] [comments] |
2023.06.07 21:42 FlamboyantCursor Tim Hortons Is Launching A Credit Card & Here's What You Can Get For Free By Earning Points
| | submitted by FlamboyantCursor to u/FlamboyantCursor [link] [comments] |
2023.06.07 21:40 ocshoppers Get $10 with one of Canadas best credit cards. Brim Financial Referral Code
No annual fees
0% foreign transaction fee
1% rewards on transactions including foreign transactions
2% rewards on amazon purchases
Up to 10% rewards at partners
No limit on rewards
No inactivity fee
$10 for signing up with referral code: 16064 or https://brimfinancial.com/?code=16064
submitted by ocshoppers to referralcodes [link] [comments]
0% foreign transaction fee
1% rewards on transactions including foreign transactions
2% rewards on amazon purchases
Up to 10% rewards at partners
No limit on rewards
No inactivity fee
$10 for signing up with referral code: 16064 or https://brimfinancial.com/?code=16064
2023.06.07 21:40 HeyYaas Good place to get HELOC quotes?
Anyone know of a good place to get quotes from lenders that offer HELOCs?
I have a few credit unions locally that I could join and have reached out but not sure where to go for one stop shopping, if that even exists.
For example does lendingtree do this reliably? Or better off just looking at credit unions locally?
Thanks!
submitted by HeyYaas to personalfinance [link] [comments]
I have a few credit unions locally that I could join and have reached out but not sure where to go for one stop shopping, if that even exists.
For example does lendingtree do this reliably? Or better off just looking at credit unions locally?
Thanks!
2023.06.07 21:39 unsung_flor Tim Hortons Is Launching A Credit Card & Here's What You Can Get For Free By Earning Points
| | submitted by unsung_flor to u/unsung_flor [link] [comments] |
2023.06.07 21:39 PercentageTime How to make Credit Bureaus aware of credit accounts NOT showing up on credit Reports?
Basically the title; I have 2 open credit cards that are not showing up on any of my 3 credit reports: 1. Capital One account opened 3 months ago 2. AMEX corporate account opened 3 years ago
How do I go about getting these added to my credit report(s)? I only see options to dispute information that is on the actual credit report itself.
submitted by PercentageTime to CRedit [link] [comments]
How do I go about getting these added to my credit report(s)? I only see options to dispute information that is on the actual credit report itself.